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The Chase Sapphire Preferred® Card is more than just a credit card. It opens the door to valuable travel rewards and special benefits. With an annual fee of $95, it’s perfect for those who want to get the most out of their spending and travel.
This card comes with a big sign-up bonus. It also has great ways to use your points and special perks for your trips. Whether you’re booking travel, dining out, or making everyday purchases, you can earn extra points.
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Plus, your travels are protected with strong safeguards. The Chase Sapphire Preferred is designed to help you earn more while keeping your trips safe.
Chase Sapphire Preferred®
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Overview of Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card is a top pick for travel lovers. It’s made for those who want to get the most out of their spending. You can earn points on everyday buys, like food and travel.
This card is great for frequent travelers. It offers many benefits that make traveling easier and more enjoyable. It’s all about making your trips better.
The Chase Sapphire Preferred® Card is very flexible. You can use points for different travel plans without extra fees. It also has strong protection features, so you can travel safely.
With its points system, it’s a great card for saving money on travel. It’s a top choice for anyone looking to get the best value from their trips.
Sign-Up Bonus and Earning Points
Opening a new account with the Chase Sapphire Preferred® Card comes with a great sign-up bonus. New users can earn 60,000 points after spending $5,000 in the first three months. This bonus helps grow your points, especially when booking travel through Chase.
60,000 Bonus Points Offer
The 60,000 bonus points are a big deal for new cardholders. They offer a lot of savings on travel costs. To get the bonus, the account must stay open and in good standing.
This big sign-up bonus is a great way to start with the card. It opens up many benefits that last long after the initial offer.
Eligible Purchases to Earn Points
Chase Sapphire Preferred® Card users can earn points on many purchases. Here are the categories that help earn points:
- Travel booked through Chase Travel – 5 points per dollar.
- Dining and select online grocery purchases – 3 points per dollar.
- General purchases – 1 point per dollar.
But, some purchases don’t count for points. This includes balance transfers and cash advances. This system helps users spend wisely to get the most rewards.
Rewards Program Details
The Chase Sapphire Preferred® Card has a great rewards program. It helps you earn more points by spending in different ways. Knowing how points add up is a big plus for everyone.
Point Earnings on Categories
Here’s how you earn points with this card:
- 5 points per dollar on travel purchases made through the Chase portal
- 3 points on dining experiences
- 2 points on general travel spendings
- 1 point per dollar on all other purchases
This system makes sure every dollar you spend helps you earn more points. It lets you get the most rewards based on how you spend.
Annual 10% Points Bonus
There’s also an annual points bonus. Every year, you get 10% more points on what you’ve earned. For example, if you spend $25,000 a year, you’ll get 2,500 extra points on your anniversary.
This bonus encourages you to keep using the card. It also makes it more valuable for those who use it a lot.
Travel Rewards with Chase Sapphire Preferred® Card
The Chase Sapphire Preferred® Card offers great travel rewards. It’s a favorite among travel lovers. Cardholders can use points for travel purchases, making every dollar count.
Reward Points for Travel Purchases
One key feature is redeeming points for travel costs. Booking through Chase Travel gives a 1.25 cents per point value. This turns daily spending into big travel perks.
$50 Annual Hotel Credit
Cardholders also get a $50 hotel credit for stays booked through Chase Travel. This credit saves money on travel. New cardholders get it right away. Existing cardholders get it after their account’s anniversary, adding more value to their travel.
Point Redemption Benefits
Using the Chase Sapphire Preferred® Card offers big perks for point redemption, especially for travel. When booking travel through the card’s portal, points are worth 1.25 cents each. This means you get more value from your points, saving money on trips.
Higher Redemption Value for Travel
Redeeming points for travel expenses boosts your rewards. The higher rate helps cut costs on flights and hotels. This makes traveling cheaper and more fun.
Flexibility in Redeeming Points
The Chase Sapphire Preferred® Card is all about flexibility. You can use points for cash back, gift cards, or travel. Plus, points never expire if you keep your account active. This lets you plan and manage your rewards easily.
Transfer Points to Travel Partners
The Chase Sapphire Preferred® Card is great for making travel better. It lets you transfer points to many travel partners. This includes big airlines and hotels, helping you get more value from your points.
Using this feature opens up more travel options. It also helps grow your loyalty program balances. This makes planning your next trip easier and more rewarding.
Airline and Hotel Partnerships
There are many airline partners, like British Airways and Singapore Airlines. Hotel chains such as Hyatt and Marriott are also part of the program. These partnerships make it easy to turn rewards into free travel.
1:1 Point Transfer Rates
The Chase Sapphire Preferred® Card has a 1:1 point transfer ratio. This means you can swap points for travel partners one for one. It’s a great way to boost your loyalty program balances and use points for your next trip.
Shopping and Travel Protections
The Chase Sapphire Preferred® Card offers many valuable protections for shopping and travel. It includes trip insurance features like cancellation protection and travel support. These help protect investments in travel plans.
Trip Cancellation and Interruption Insurance
This card has essential trip cancellation and interruption insurance. It reimburses for nonrefundable expenses due to illness or severe weather. Coverage can be up to $10,000 per person, helping to avoid big financial losses.
Baggage Delay and Rental Car Coverage
It also offers baggage delay insurance, up to $100 per day for five days. This reduces stress from travel delays. For car rentals, charging the full rental to the card gives primary coverage against collision and theft. It’s a great option for those who travel often.
Customer Service and Support
Exceptional customer support makes the Chase Sapphire Preferred® Card even more valuable. It’s available 24/7, so help is always just a call away. Getting help is easy, with direct access to representatives for quick assistance.
This approach cuts down wait times and boosts satisfaction. It’s all about making things easier for you.
24/7 Customer Support Features
The card comes with a variety of support features. Here are some key ones:
- Round-the-clock availability for any inquiries
- Direct access to knowledgeable representatives
- Efficient resolution of issues related to account assistance
Added Convenience of Contactless Payments
The Chase Sapphire Preferred® Card also offers contactless payments. This feature makes transactions safe and fast, without needing to touch anything. It’s a modern way to shop, adding to the card’s appeal.
Traveling Abroad with Chase Sapphire Preferred® Card
Planning for international travel means thinking about how you’ll pay for things. The Chase Sapphire Preferred® Card is great for those traveling far. It helps make your trip cheaper and less stressful.
No Foreign Transaction Fees
The Chase Sapphire Preferred® Card doesn’t charge extra for foreign transactions. This means you can shop and eat abroad without worrying about extra fees. It helps you save money, so you can enjoy your trip more.
Worldwide Acceptance as a Visa Card
The Chase Sapphire Preferred® Card is a Visa card, accepted everywhere. This makes it perfect for traveling the world. You can buy things easily, no matter where you are. It makes your trip smoother and more enjoyable.
Additional Benefits and Perks
The Chase Sapphire Preferred® Card offers more than just points and travel rewards. It comes with a complimentary DashPass membership. This adds great value for those who often use food delivery services.
Complimentary DashPass Membership
By activating DashPass, users get a year-long perk. It removes delivery fees on eligible orders. This makes ordering meals more affordable, making every dining option more appealing.
DashPass savings enhance the joy of dining at home. It lets you explore a wider variety of cuisines.
Discounts on Food Delivery Services
Using food delivery services through platforms like DoorDash gets even better with DashPass. You can get up to $10 off monthly on eligible non-restaurant orders. These discounts make the card a great choice for enjoying meals at home.
Conclusion
The Chase Sapphire Preferred® Card is a top pick for travelers and everyday users. It offers a big signing bonus and a rewards program that helps you earn more. The card also comes with travel protections and flexible points redemption, making your financial life better.
In this review, we’ve seen why the Chase Sapphire Preferred is a leading rewards card. It lets you transfer points to many travel partners and offers extra protection benefits. If you love to travel and earn rewards, this card is definitely worth looking into.
This card review shows how it meets different financial needs. Whether you’re planning a trip or just want to earn rewards on everyday buys, the Chase Sapphire Preferred is a great tool. It helps you reach your financial goals.
