If you’re considering the Scotiabank Momentum® Visa Infinite* Card, this guide will walk you through the application process, eligibility requirements, and key benefits, ensuring you have all the information needed to make an informed decision.

Credit Card

Scotiabank Momentum Visa Infinite

4% Cashback on groceries and recurring bills 10% Welcome Cashback on first 3 months of purchases Visa Infinite Benefits: concierge, luxury hotel perks, dining experiences

Comprehensive Travel Insurance including emergency and trip cancellation

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Canada – Step-by-Step Tutorial on How to Apply for the Scotia Momentum® Visa Infinite* Card

Applying for a credit card in Canada may seem complicated, but with this step-by-step tutorial, you’ll learn how to easily apply for the Scotia Momentum® Visa Infinite Card*, a card that offers cashback on purchases and exclusive benefits for Scotiabank customers.

Step 1: Access the Scotiabank Homepage

Go to the official Scotiabank website: https://www.scotiabank.com/ca/en/personal.html and click on the second menu option “Credit Cards”.

Step 2: Explore Available Credit Cards

On the credit cards page, you will find detailed information about several options, including:

• Scotiabank Passport® Visa Infinite Card*
• Scotiabank Gold American Express® Card
• Scotiabank American Express® Card
• And other cards offered by the bank

This step is important to understand the benefits of each card before proceeding.

Step 3: Select the Scotia Momentum® Visa Infinite* Card

Find the Scotia Momentum® Visa Infinite Card*, usually listed as the third option, and click the red “Apply now” button.

Step 4: Complete the Application Form

You will be redirected to an application form.
Instructions may vary depending on your profile:

• If you are already a Scotiabank customer: log in and follow the instructions to complete your application.
• If you do not have an account yet: you will need to create an account before submitting your application.

After completing the form correctly, you will receive a confirmation that your application has been received. Shortly after, your Scotia Momentum® Visa Infinite Card* will be sent to your address.

Final Tips for a Successful Application

• Have your personal documents ready, such as a Canadian passport or driver’s license.
• Make sure your financial information is up to date.
• Review all card benefits and fees before submitting your application.

Applying for the Scotia Momentum® Visa Infinite Card* is fast and secure, providing cashback on everyday purchases and exclusive benefits for Scotiabank customers.

Everything You Need to Know to Apply for the Card

1. Access the Application Page

Begin by visiting the official Scotiabank credit card page. Here, you’ll find detailed information about the card’s features, benefits, and the application process.

2. Click on “Apply Now”

Once on the card’s page, locate and click the red “Apply Now” button. This will direct you to the online application form.

3. Choose Your Application Method

You will be prompted to select your application method:

• Existing Scotiabank Customers: If you have access to Scotia Online, you can sign in to pre-fill your application with your account information, streamlining the process.
• New Customers: If you’re new to Scotiabank or don’t have online banking access, you’ll need to provide personal details such as your name, address, employment information, and financial history.

4. Review and Submit Your Application

Carefully review all the information you’ve entered to ensure accuracy. Once confirmed, submit your application. Scotiabank will process your request, and you should receive a response within a few business days.

5. Activate Your Card

Upon approval, your new card will be mailed to you. To activate it, follow the instructions provided, which typically involve logging into Scotia Online or using the Scotiabank mobile app.

Overview of Scotiabank

A Trusted Financial Institution

Scotiabank, one of Canada’s largest banks, has been serving Canadians for over 185 years. With a strong presence both domestically and internationally, Scotiabank offers a wide range of financial products and services, including personal banking, business solutions, and wealth management.

Bank

Scotiabank

One of Canada’s Big Five Banks Comprehensive Financial Services International Presence

Innovative Digital Banking

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Commitment to Customers

Scotiabank is dedicated to providing exceptional customer service and innovative financial solutions. Their credit card offerings, like the Momentum® Visa Infinite* Card, are designed to meet the diverse needs of their clientele, offering rewards, security, and convenience.

Global Reach with Local Expertise

While Scotiabank operates globally, it maintains a strong focus on the Canadian market. This combination allows them to offer products that are both internationally recognized and tailored to the specific needs of Canadian consumers.

Frequently Asked Questions (FAQ)

Q1: What is the annual fee for the Scotiabank Momentum® Visa Infinite Card?*
A1: The annual fee is CAD $120. However, there is no annual fee for the first year, including for additional cards.

Q2: What are the eligibility requirements?
A2: To qualify, you must meet one of the following:

• An individual annual income of at least CAD $60,000.
• A household income of at least CAD $100,000.
• Assets under management with Scotiabank of at least CAD $250,000.

Q3: What are the interest rates associated with the card?
A3: The interest rates are:

• 20.99% on purchases
• 22.99% on cash advances

Q4: How does the cash back program work?
A4: The card offers:

• 4% cash back on eligible grocery store purchases and recurring bill payments
• 2% cash back on eligible gas station and daily transit purchases
• 1% cash back on all other eligible purchases

Q5: Are there any welcome offers?
A5: Yes, new cardholders can earn 10% cash back on all purchases for the first 3 months, up to a total of CAD $2,000 in purchases.